Monday, December 22, 2014

New Savings for the New Year!


Did you know?

That during the 1st half of
January that prices of t.v.s drop
because retailers try to lure customers
 back to stores after the  holidays. So
act fast because prices go back up again
in the 2nd half of January because as
Superbowl approaches football fans
want new flat screens for the big game.

Did you know?

That every January electronic
manufacturers like to show the New
Years models like digital cameras,
gaming systems, and other gadgets
at trade conventions before shipping
them out to stored in Februrary? Since
it's so hard to sell older models when new
ones arrive. So they offer the older ones at
deep discounts!


If you have been longing for a vacation
now's the time to travel! Since travel
season is officially over, airline, hotel,
and car rental prices bottom out. So this
is a perfect time to book a getaway for
half of what you'd pay for the rest of
the year!

Tidbit 2:

2015 styles of recliners, sofas, tables, and
lamps and other furniture arrive in showrooms
in Februrary!You can save 50% in January as
retailers scramble to sell off 2014 models to make
room for new inventory!

Thanks for Reading!

Let's Maximize our After Christmas Savings!!

I know that people our still recovering from
the Christmas holidays but what about the
savings you can find after the Holidays?!

Grab those discount Gift Cards!

Did you know?

That the last days of December
and the first few weeks of January
discounted gift card websites like 
They buy and sell gift cards! These
two sites get swamped with unwanted 
gift cards to popular retail stores for up 
to 40% or more below retail! But there is
a high demand so hurry they go fast! To
get first dibs sign up for the sites free email
alerts which will let you know when gift cards
for your favorite stores have been posted!Once
you get the alert sign in and snap them up!

Treasures Galore on Ebay for Less!

After the holidays sellers swarm Ebay
to get rid of unwanted items or gifts that
new gifts replaced. That's great news since 
the sudden spike drives down the prices, that
helps you get better deals on everything from
 clothes, jewelry, and electronics!

Tip 1:

Slash your after Christmas grocery/shopping
 bill by 75%!

When you are in the supermarket look for for
household products with Christmas themed 
packaging. Products such as dish washing 
liquid, soap, tissues, and candies. They're 
usually marked down by as much as 75%
as stores hurry  to get rid of holiday items 
that didn't sell!

Tip 2:

Did you know?

That if you have old gifts that have
been replaced by new gifts those can
be donated to the 
or the for a tax
deduction? If you missed the deadline
there's always next year!

That all for now! Hope we helped 
you Maximize Your After Christmas 

Two new blog post coming your way!

Since I'm sure I won't be on here during the holidays 
I will be trying to post blog post that are after the holidays
themed...early! Wish me luck getting these up here!
Here we go!

Want to see a ridiculous amount of lip glosses?

These are just some of my lip glosses lol! I have a better 
pic but since my phone decided that on Friday it wanted 
to act up on me I can't post it. Maybe one day I'll be able
 to show you all of them. The reason I've decided to post 
this is because admitting you have a problem is the first
 step to recovery (laughing) I also have a problem with 
collecting pens,socks,notebooks,anything that is bright
and or shiny! HELP! Maybe I'll give some to my
 daughters one day!

Monday, December 15, 2014

Mama needs a new (or not so new) pair of work shoes!

(laughing) What a title... hey?
I needed another pair of work
shoes so I was thinking of how
I could get them for the lowest
price possible. I was thinking
maybe going around to some
of the thrift stores in my area
then I was thinking maybe not.
Used shoes hmm from a thrift
store? Maybe and this is a BIG
maybe. They would have to be
gently used or practically new
and only if I ran out of options.
So since I'm not out of options
I shopped around other stores
like Kmart, Payless and Walmart.
Payless was my first stop. Wow
the prices o their work shoes are
highway robbery! Payless my aunt
Fannie!(lol) So my next stop was
Kmart(Next) same thing here and
to top it off they were hideous! So
my last stop was Walmart(Bingo!)
Got some decent work shoes for
$24.97! Didn't want to pay that
 much but hey sometimes you
gotta splurge!

Before old work shoes:

After new work shoes!:

Have you ever had to buy works
shoes? If so how much did you
have to pay for them? Did they
cost a lung and a kidney? (lol)
If you were able to find some
at a reasonable price let me
know in the comments!


Thursday, December 11, 2014

We want to help you find hidden Discounts!

Senior Discounts:

Did you know?

That at AARP you can join for
free at age age 50?! instead of
age 65? They have a vast array
of senior discounts! Check them
out at

Dining Discounts:

Join the Dunkin Donuts Coffee Club!
people 55 and over can get a free donut
with a cup of coffee!

More dining discounts for seniors at age 50!
Krispy Kreme 10% off
Steak -N-Shake 10% off

Mondays and Tuesdays:
Age 55
Arbys: 10% off; Chick-Fil-A 10% off or free
small drink; Denny's; 10% off, 20% off for AARP
members; IHOP: 10% off; McDonals: discounts on
coffee; Wendy's: 10% off

Age 60...

Applebee's 15% off with Golden Apple Card;
Burger King: 10% off; Waffle House: 10% off
every Monday!

Age 65...

Boston Market: 10% off; Hardees: .33 cents
beverages everyday; Taco Bell: 5% off; free
beverages for seniors.

More Discounts:

Military Discounts:

Did you know ?

That military members can get
20% off at Foot Locker to $500.00
at Toyota?


At Mary Kay Cosmetics members of
the military and their families can receive
10% off online orders?

Sally Beauty Supply discounts vary just
simply ask and have military I.D in hand.


Regal Movie Theaters:

matinee prices for all showtimes;
United Artist Movie Theaters:
matinee prices for all showtimes;
IMAX: $1 off tickets!

(Home & Garden)

Lowe's: 10% off year round;
Michael's: 10% off Wednesdays
at select stores; Home Depot: 10%
off for active duty, active reserve,
retired military and immediate family.


Sprint 10% to 18% off; Verizon: 15%
off monthly cost of primary line.

(QR Codes)

QR Codes short for quick response codes
that you can scan with a special app or your
smartphone that offer you coupons and QR
scan only deals!

You can get these codes by downloading them
from Androids from
 this one takes you to Google Play store, and Blackberry from

That's all for now! Hope we helped you
find some hidden discounts!

My Bargain Boston Store Finds!

Here are some great finds that I got at Boston
 Store on clearance! I hope guys like my lil find!

Those two shirts at the top they were actually cheaper
than $14.99. Yellow tag price $6.99 a piece!

I just love bright socks as you can see! All together
they were about $10.00! Oh and the Fila socks I
wore with a blue sparkly blouse I also got for $6.99
but I wore them so I didn't post them!

The purse I got as a gift so I decided to post it as well! 
Isn't it cute?! Sorry the bag is so blurry. 

Well that's all of my Boston store find! Try going at the
end of summer you may be able to find some great items 


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Wednesday, December 3, 2014

Save on prescription drugs!

Your health insurance is not the cheapest
way to pay for your scripts! If your deduct-
ibles or co-pays are high. Ask your pharmacist
if you can pay in cash. Many of them offer lower
prices for cash paying customers because it saves
them from having to deal with insurance companies.


Call around to pharmacies to see what kind of breaks

Did you know?

That many drug companies use coupons? They have
offers like free first refills on prescriptions or 1
$10 off a single refill! How do find these coupons
you ask? Simply ask your doctors office, go to the
drug manufacturers website or log on to
which offer printable coupons from participating drugstores.

Internet pharmacies:

Worried that they aren't safe? Try these trusted online
pharmacies. and both have (VIPPS)
Verified Internet Pharmacies Practice Sites seal that
shows they've been checked out by state boards that
license pharmacies.

Tidbit# 2

Internet pharmacies usually have cheaper prices
than traditional pharmacies because get volume
discounts directly from manufacturers! Find more
safe online pharmacies at

Want to get all your medications from one pharmacy?
Call around to see which pharmacies have this conve-
nient service! Ask to see if they offer a price match
gurantee. Log onto and type in your
medications and zip code. You'll find the lowest
price in one place!


Want to see if you qualify for free or almost free
drug coverage through a prescription assistance
program? Visit Partnership for
Prescription Assistance.

Tidbit #3

Free meds giveaways:

Ask your supermarket pharmacy if they offer
free meds! Why are they giving free meds?
because they are hoping you will come back
to them when you need to buy medicine in
the future. Many supermarket pharmacies are
giving away generic antibiotics, prenatal vitamins,
generic Lipitor, certain blood pressure and diabetes
meds! Places like Publix, Shoprite, and Meiers are
a few places that have these free meds!

Don't have Insurance or under Insured?

Take advantage of free health screenings!
If  you want to check your blood pressure,
glucose, vision, and cholesterol. Stores like
CVS,  and Sam's Club schedule complimentary
health screenings!

Earn free rewards!

Places like
you can earn free points when  you join their free points program!
Go to their sites and check out their programs!

Did you know?

Some pharmacies are giving away gift cards?
When you get your flu shot? andCvs is offering a 20%
off shopping pass!

Happy Savings!

Monday, November 24, 2014

We want to help you save on Christmas Shopping!

Are you on a budget this Christmas? We sure are.
If you are here are some ways to help you save!

Draw names!

If you have a big family this is a good idea!
Draw names out of a hat this way everyone 
gets at least one nice present! Budget for
this present at least $20 dollars!

Were you tempted to buy something expensive 
for yourself, but didn't? For your self control you
can reward yourself by putting that money into a
savings account with a specific goal like 'Christmas 
Party"or "Holiday Budget"!

Sending gifts to relatives and friends this Christmas?
Print your own postage! Print your own or priority 
or flat rate shipping labels at home using their Click-
N-Go Shipping service at the U.S postal service here

Make an account and enter your shipping 
information and print out the label. You can
have your packaged picked up for free! You
will pay  up to 15% less if you were to pick
it up in person!

Did you know?

That National Free Shipping Day is 12/18/14?
You can get free shipping in stores like these:

1. American Eagle Outfitters
2. The Body Shop
3. Aerie
4. The Limited
5. J.Crew
6. Chico's
7. White/Black
8. Boston Store
9. Nautica
10. Kay Jewelers

Just to name a few!


For participating stores!


Did you know?
That if you've  bought
something in the past 30
days and it goes on sale
some retailers will make
an adjustment!

Lost a Gift Card?

Most stores will replace it but
only if you have the receipt. But
if you have already used it your data 
might be in your online account.


Planning on giving someone a gift card this Christmas?
Be careful scammers have been copying the numbers off
the cards. Than they'll wait until the cards are activated or
finding some way to activate them on their oswn and take the
money in them leaving your giftee with a zero balance. To 
make sure your card hasn't been compromised. Look for signs
of tampering on the packaging and check to see if the film 
covering the numbers hasn't been scratched off. If possible 
try and buy your gift cards directly from the store or restaurant
instead of at drugstores or supermarkets.

Well that's all for now folks! I hope we've helped you
save and given you some safe tips and tidbits during this
Holiday Shopping Season! Happy Shopping!

The Cheapskate Diva!

Let us help you find some hidden Cash!

Have you ever heard of sites like or

On these sites you can type in your name and search 
to see if you or even a relative has some unclaimed 
property, refunds, or checks! just waiting to be claimed!

Forgotten about a bank account?!
Just simply call old banks where
you had accounts to see if you have
any unclaimed assests! They'll be able
to check their systems in minutes!

Unclaimed Bonds?:

Try here:

Click on start search and type in your
Social Security number you'll instantly
see if you have a bond waiting to be claimed!

Did you know?

That if someone bought a bond for you between
1941 and 1980 there could be an unclaimed bond 
waiting for you?!

Class Action Lawsuit:

Sometimes Companies file class action lawsuits on behalf
of the plantiff. To see if you are eligibile for any won law-
suits Try here:

Free Money with your Credit Cards!

Get a credit card with cash rebates for purchases.
Bank of America offers 1% back! 2% back on groceries,
and 3% back on gas! 

Capitol One offers a $100 bonus and 1% back when you spend
your first $500! within 3 months! The money is deposited into
your waiting bank account!

Reduce your cell phone bill!

Did you know?

That you be paying for unused minutes?
A lot of us are signed up for unlimited 
plans that cost almost double of what we
need. Look at your bill and note your
minutes. If you aren't using them call
your provider to check your plan options.
You may want try say 450 minutes and pay
less than paying for the minutes you don't use
with an unlimited plan!


Tax Refunds!

You simply go to
click on "Where is my refund"?
Type in your Social Security number
your filing status( married, filing jointly,
single, married filing seperately, head of 
household, or qualifying widow,) and the 
dollar amount.

Those tax refunds add up!

Tax Credits!

If you had no tax withheld you may
have tax credits you may be entitled
to like:

First time home buyers credit
Child tax credit
Earned income tax credit
Credit for child and dependent care
Education credit
Savers credit

Want to know more about these visit: or google the tax name.

That's all for now! In the future I
will be doing another post on this 
subject. It's just too much informat-
ion on it to leave it here! Good Luck!
I hope we helped you find some Hidden

The Cheapskate Diva!

Friday, November 21, 2014

Eat out for less!

The holidays are fast approaching!
So we  know that means you may 
need to save on dining out! So we've
decided to try and find you info on ways you can save on dining out!

Here goes:

Rack up rewards every time you eat
out at places like Best Buy, Overstock,
Hilton, and Shell!

Go to: to earn points
that you can use towards Best Buy 
merchandise! Earn 5% back on 
"Club O Dollars"from

Rack up to 8 HHonors bonus points
at Hilton's

Did you know?
Many restaurants offer
discount to many different
age groups and members 
of the military?

Go here
for kids 12 and under eat free!!
 They offer free and discounted 

Try here:

For discounts for people in the military!

Wanna save on airfare!
Do you travel often? Planning a  
a big trip? Wanna rack up on miles
toward discounted airfare? Register 
your credit or debit card with an air-
line that offers a dining program!

Try these airlines: Delta Southwest Airlines

Just to name a few!


Also try here for more restaurant savings!

That's it for now! If you  come
across any more please leave
comments below! Happy Dining!

The Cheapskate Diva!

Throwback Hershey's Christmas Tree!

Hi! Everybody I know it's not 
Christmas yet...but I just wanted 
to show you this mini Christmas Tree
 me and my daughter made last year!
Isn't it adorable?! I posted it on my 
other blog that I have and I just wanted 
to post it over here too! Happy Holidays!

The Cheapskate Diva!

Monday, November 17, 2014

I want to go outlet shopping(online of course) How about you?

I want to go outlet shopping! But it's too cold(brrr!)
Since it's so cold I think I will stay in with my credit
card and a cup of hot chocolate and some online outlet
stores! Here are a few I want to try! offers up to 88%


If you can't find what you want online
try calling ahead if you decide to make 
a trip out to the outlet stores to see if they
have the item/s you are looking for. No 
need to make unnecessary trips. While 
you have them on the phone ask if they're
going to have any specials coming up! That
way you plan your visit to ave the most!

Join outlet free shoppers clubs!

Many outlet stores now offer exclusive 
deals in their free shoppers clubs! Example: and

have a coupon book you can sign up for? 
You can also get online coupons and notifications 
of special events!

Did you know?

That companies now make clothing just
for their outlets? They have slight imperfections
and are usually of lower  quality than items sold
at retail stores. The price tags usually let you know
if the item was made for retail stores or outlet stores.
So finding quality items will be simpler.Ask the sales
person to explain the coding system to help you save
on the best items!

Here are a few more outlet stores you can check out!

I'll add more once I across more!
Happy Savings! 

The Cheapskate Diva!

Not So Extreme Couponing!

Hello everybody! Maybe you are wondering why we've
named this post Not So Extreme Couponing? Well with
all the stories and shows on television about extreme couponing
it peeked our curiosity. So we've decided to post about it. 
Well to be honest we don't have the time nor the patience 
for extreme couponing but maybe you do! So we've decided 
to give you all the sites we could find  and some tips and tidbits
to start you on your way! Heck maybe we'll(my husband and I)
even try it out once or twice and post about it on here! Good Luck!
And Happy Extreme or not so Extreme Couponing!

Scan QR codes for secret discounts!

Cash in on "clip free coupons"
Load online coupons onto your 
store loyalty card in seconds! Sign
at a clip free site like :


Did you know?

That there is a such thing as Coupon fraud?

Maybe we'll do a post about the do's and dont's of

Here is a list of some online coupon sites:

Many have apps!

The coupon center link is for more info
about coupon fraud. Also make sure you 
download the retailmenot app on your phone
its amazing!  Also at the grocery center  you 
can get the latest deals and coupons from your
local supermarket!

Well that's it for now everyone! Happy Extreme
or not So Extreme  Couponing!

The Cheapskate Diva!

Follow me on Twitter!

Hey everyone! Do you have a twitter account? I do!
follow me and I'll you back!

Thursday, November 13, 2014

Starting over on a budget!

Now that we are empty nesters and we've been upsized downsized,
and wrongsized(laughing) my husband and I have found ourselves 
starting over on a budget. We moved into a smaller place so we had 
to get rid of all the stuff that wouldn't fit into our lil place. So we sold 
it all and are now in search of  new well in our case not so new every-
thing! So we are hoping that we can get some tips and idea from you 
guys on finding some steals and deals! Hopefully we can can give you 
guys some tips and ideas too!

Any tips for some empty nesters on a budget? Leave comments below! 
Thanks in advance!

The Cheapskate Diva!

Tuesday, November 11, 2014

Throwback Halloween Candy Basket Bouquet!

Hey everyone I didn't get a chance to post this on Halloween
 so I decided to make it a throwback post! I'm learning to make
 candy bouquets! Not to bad for a beginner... Eh? 

 The cheapskate diva!

Monday, November 10, 2014

A lil more about this blog!

Just a lil bit more on what you will see on this blog!
 I like to mix things up a bit, so one day you'll see recipes
, post on how to save on this and that, a video or two on my
 frugal finds, or how to's! And some DIY's! I would like some 
follower participation! So sit back and enjoy the ride! Thanks
 for taking this journey with us!:0)

The Cheapskate Diva!

Thursday, October 30, 2014

Ever heard of the RetailMeNot app?

Hello everyone,

 My name is Tanya and this is my second
blog post...and I come baring savings from 
an app called RetailMeNot!

$15 off $50 or more in store purchase in-store
 Old Navy! Hurry offer ends 10-31-14

$1 off any size double loaded omelet!
in-store Hardees! Offer ends 11-30-14

$25 RealWomen dollars for every $50
spent online or in stores through Nov
13th! At Lane Bryant!

Free signature pretzel when you buy a
regular size Ice Cream! at Auntie Anne's
offer ends 12-31-14

50% off One Regular Price item instore
at Michel's! Offer ends 11-01-14

Okay everyone that's it for today!
Don't forget to download your app
@RetailMeNot to get these savings
and coupons! If you don't have the 
app you can still get the savings in
stores!Good Luck and Happy Savings!

About this Blog !(Introduction of Sorts)

Dear reader,

In this day and age a lot of us find ourselves just barely getting by...or just 
trying to make ends meet month after month. So we've decided to set out 
on a mission to try and make our daily lives a lil bit easier...and trying to save 
some money along the way! I'm happy that you have decided to take this
 journey with us! Good Luck and Happy Savings!