Slash your Grocery Bill in 1/2!

Seems the cost of groceries are going
up daily. So I've decided to try and find
some ways to slash our  grocery bill in half.
 Maybe this will help you readers too! Good
luck and Good savings!

From the post( We want to help you Find Hidden Discounts)

When you are in the supermarket look for household products.
Such as dish soap, soap, tissues, and candies. They are usually
marked down by as much as 75% as story hurry
to get rid of holiday themed items that didn't sell.

Make a list:

Going into a grocery store without a list is a
sure way for you to stray away from your original
plan and you'll probably end up making impulse buys.

Try this app to make a virtual grocery list!

Grocery iQ

Clip Coupons:

Don't forget your coupons!

 They'll help you save a buck or two, or three.

Also download these money saving apps
to your smart phone for extra savings!

Groupon Reward- Discounts at local stores.

Saving Star- Extra coupon savings.

Grocery iQ- Virtual Grocery list and so much more!

Coupons.com- app- Coupons, Codes, Deals & Savings!

Grocery Organizer:

Eat leftovers:

Try taking leftovers to work for lunch.
It could save you money from lunch out
everyday. I tried it and it saves me $60.00
per month! Plus you can get rid of some left
over food!

Check your pantry!

Check your pantry, cupboards, refrigerator, and freezer
before heading out to the grocery store. You may find that
you still have some of the items on your grocery list.

Grow your own!

Grow your own veggies and herbs. If you don't have
a garden you can grow them in your kitchen if there's
a sunny spot. The fresh items from gardens can benefit
your family health wise.

Eat before you shop!

My mom use  to always tell me "Never go grocery shopping
when you are hungry."  That's a surefire way to end up filling
your cart with stuff you don't need and it messes up your budget
plan.

Buy in Bulk:

This is one of my favorite ways to shop!
Do you have a bulk shopping club in your
area? Like Sam's Club, Costco's, or BJ's? If
you do it may be a good idea to become a member
especially if you have a big family!

Note:

Bulk shopping clubs usually charge a fee to become
a member. But it's worth it for all the money you'll
save!

Set a Budget:

Set a budget and stick to it:

Separate your food wants from your food
needs when setting your budget. Stick to your
budget so that way you won't over spend.

Well that's it folks! I hope I was able to help
you slash your grocery bill in 1/2!

How to avoid Identity Theft!

Last check around 2013 there were 13.1
million identity fraud victims.  In  fact my
daughters identity was stolen last year. So
that prompted me to write a blog post about
identity theft, in hopes of helping her get her
identity back! Maybe this can help you or
someone you know as well!

So let's get started!

Tip:

Get your free credit reports yearly(at www.annualcreditreport.com )

Tip 2:

Check your bank account twice a week.

Tidbit:

To track transactions, set up email or text alerts,
which most banks and creditors offer for free!

Tip 3:

Purchase identity theft protection!

Pricing starts around $10.00 per mo.

Don'ts:

Don't conduct business on public wifi.
If you tap into free wireless at cafes,
libraries' or elsewhere, set up different
complex passwords for each of your
financial or personal accounts. Download
a VPN(virtual personal network) app like
Hot Spot Shield to encrypt your data.

Don't:

Leaving financial documents visible is
most common sources of I.D. theft. Shred
unwanted mail, lock away statements that
you must keep. Put mail on hold when you
are on vacation, or away from home for some
time, cancel pre-approved credit card offers- go
here www.optoutpreescreen.com for more info!

Don't:

Allow access to your home technology.

Did you know?

That people can get your personal information
through the technology in your house? Yes
delivery people, service providers, even your
kids teenage friends can retrieve info through
your internet enabled T.V's, laptops, tablets,
and smart phones. "Password Protect" everything!

Don't:

Don't be careless when filling credit card applications.
It's tempting to sign up for store credit cards to get discounts
but it's best to use  a digital option because leaving vital
information with a clerk can be risky.

Don't leave your credit cards lying around.

Did you know?

That people looking over your shoulder at the ATM
can snap a photo. They can also snap a photo if you
leave your cards lying around.

Tip:

Cover up PIN pads and keep cards out of sight.

What's in your wallet?

Leave it at home: 

SS card
Passport
Health Insurance cards
Receipts w/ personal info
A list of pins and passwords

Safe to carry:

Drivers License
Debit Card
One or Two Credit Cards
A list of emergency contact numbers

That's all folks! I hope I've helped you
Avoid Identity Theft!

The Cheapskate Diva!